Damar-Blanken, Duygu <br/><br/>
Financial Inclusion Law and Over-Indebtedness 

 - London  Taylor & Francis  Routledge [Imprint]  2025 
 - 1 online resource 
 - Routledge Research in Finance and Banking Law .
<br/><br/> Free-to-read 
<br/><br/> The book addresses the current challenges faced by financial consumers in the context of enormous technological developments. This edited collection covers safeguarding financial consumers, encompassing topics such as financial inclusion, data protection, and consumer over-indebtedness. Addressing specific issues related to vulnerable consumer groups and the increasing digitisation of financial services, it grapples with the emerging challenge demanding that consumers possess technological literacy. The book offers a distinct new perspective, going beyond the traditional understanding of financial inclusion, which typically only considers the possession of a bank account. Instead, it explores new dimensions, including the obstacles consumers face in obtaining credit, establishing a credit history, and coping with issues such as being blacklisted. The book explores diverse strategies for enhancing financial inclusion, such as leveraging data, and open banking. It also scrutinises the pursuit of credit fairness and examines methods to either mitigate or effectively address over-indebtedness, a persistent and formidable challenge for financial consumers. The book will be of interest to researchers, practitioners, and governmental organisations in the field of finance law and the law of emerging technologies. 
<br/><br/><br/>Open licence 
<br/><br/><br/>eng 
<br/><br/><label>ISBN: </label>9781003510406 9781032812977 9781032836423 
<br/><br/><label>Standard No.: </label>10.4324/9781003510406  doi 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Banking law<br/>Company, commercial and competition law: general<br/>Constitutional and administrative law: general<br/>Consumer protection law<br/>Financial law: general<br/>International law<br/>IT and Communications law / Postal laws and regulations<br/>Jurisprudence and general issues<br/>Law<br/>Laws of specific jurisdictions and specific areas of law<br/>Social law and Medical law
<br/><br/><label>Subjects--Index Terms: </label>artificial intelligence banking law discrimination law finance law financial inclusion international law law of technology over-indebtedness