TY  - BOOK
AU  - Damar-Blanken,Duygu
AU  - Damar-Blanken,Duygu
AU  - Kelly-Louw,Michelle
TI  - Financial Inclusion Law and Over-Indebtedness
T2  - Routledge Research in Finance and Banking Law
SN  - 9781003510406
PY  - 2025///
CY  - London
PB  - Taylor & Francis, Routledge [Imprint]
KW  - Banking law
KW  - thema
KW  - Company, commercial and competition law: general
KW  - Constitutional and administrative law: general
KW  - Consumer protection law
KW  - Financial law: general
KW  - International law
KW  - IT and Communications law / Postal laws and regulations
KW  - Jurisprudence and general issues
KW  - Law
KW  - Laws of specific jurisdictions and specific areas of law
KW  - Social law and Medical law
KW  - artificial intelligence
KW  - banking law
KW  - discrimination law
KW  - finance law
KW  - financial inclusion
KW  - international law
KW  - law of technology
KW  - over-indebtedness
N1  - Free-to-read
N2  - The book addresses the current challenges faced by financial consumers in the context of enormous technological developments. This edited collection covers safeguarding financial consumers, encompassing topics such as financial inclusion, data protection, and consumer over-indebtedness. Addressing specific issues related to vulnerable consumer groups and the increasing digitisation of financial services, it grapples with the emerging challenge demanding that consumers possess technological literacy. The book offers a distinct new perspective, going beyond the traditional understanding of financial inclusion, which typically only considers the possession of a bank account. Instead, it explores new dimensions, including the obstacles consumers face in obtaining credit, establishing a credit history, and coping with issues such as being blacklisted. The book explores diverse strategies for enhancing financial inclusion, such as leveraging data, and open banking. It also scrutinises the pursuit of credit fairness and examines methods to either mitigate or effectively address over-indebtedness, a persistent and formidable challenge for financial consumers. The book will be of interest to researchers, practitioners, and governmental organisations in the field of finance law and the law of emerging technologies
UR  - https://library.oapen.org/handle/20.500.12657/103921
ER  -